Greatone76 asked:


I could use the help of potentially reworking my mortgage to be more affordable. It is possible for me to get by without doing so. If I do call my mortgage holder and rework my mortgage for a reduced interest rate or reduced principle how does that affect my credit score?

RICH

Comments

2 Responses to “How does reworking a mortgage affect my credit score?”

  1. ? on March 8th, 2010 7:21 am

    JAMAL

    Phone your mortgage company and ask them. They are sure to be helpful and might have a good deal available. Just asking won’t affect your rating.

  2. cheeba0228 on March 9th, 2010 11:22 am

    MARCUS

    It doesnt. You will have a mortgage credit pull listed on your report which as long as you havent gone on a credit pulling spree wont even really calculate into your score.

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