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	<title>Comments on: What is used to calculate the 31% for mortgage restructuring?</title>
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	<link>http://411mortgagefaq.com/renting-real-estate/what-is-used-to-calculate-the-31-for-mortgage-restructuring/</link>
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	<lastBuildDate>Sun, 04 Jul 2010 09:05:51 +0000</lastBuildDate>
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		<title>By: Rush is a band</title>
		<link>http://411mortgagefaq.com/renting-real-estate/what-is-used-to-calculate-the-31-for-mortgage-restructuring/comment-page-1/#comment-456</link>
		<dc:creator>Rush is a band</dc:creator>
		<pubDate>Mon, 08 Feb 2010 13:48:35 +0000</pubDate>
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		<description>&lt;a href=&quot;&quot;&gt;WILFREDO&lt;/a&gt;


It&#039;s mortgage plus escrow.

All a restructure would do for you is reduce it to 31%.  What percentage are you at right now?  If it&#039;s something like 34-35% you aren&#039;t going to save much money in a restructure.  Is it really unaffordable or are you just going to try to save a few bucks at the expense of your fellow Americans?

good luck!</description>
		<content:encoded><![CDATA[<p><a href="">WILFREDO</a></p>
<p>It&#8217;s mortgage plus escrow.</p>
<p>All a restructure would do for you is reduce it to 31%.  What percentage are you at right now?  If it&#8217;s something like 34-35% you aren&#8217;t going to save much money in a restructure.  Is it really unaffordable or are you just going to try to save a few bucks at the expense of your fellow Americans?</p>
<p>good luck!</p>
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		<title>By: David Z</title>
		<link>http://411mortgagefaq.com/renting-real-estate/what-is-used-to-calculate-the-31-for-mortgage-restructuring/comment-page-1/#comment-455</link>
		<dc:creator>David Z</dc:creator>
		<pubDate>Sat, 06 Feb 2010 02:11:26 +0000</pubDate>
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		<description>&lt;a href=&quot;&quot;&gt;ASHLEY&lt;/a&gt;


they use the total monthly payment including escrow amounts.</description>
		<content:encoded><![CDATA[<p><a href="">ASHLEY</a></p>
<p>they use the total monthly payment including escrow amounts.</p>
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		<title>By: RED</title>
		<link>http://411mortgagefaq.com/renting-real-estate/what-is-used-to-calculate-the-31-for-mortgage-restructuring/comment-page-1/#comment-454</link>
		<dc:creator>RED</dc:creator>
		<pubDate>Fri, 05 Feb 2010 22:09:06 +0000</pubDate>
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		<description>&lt;a href=&quot;&quot;&gt;ARNULFO&lt;/a&gt;


Total monthly payment. It is 28% for mortgage, and 36% for total recurring expenditures (car, mortgage, insurance)... as a rule of thumb.</description>
		<content:encoded><![CDATA[<p><a href="">ARNULFO</a></p>
<p>Total monthly payment. It is 28% for mortgage, and 36% for total recurring expenditures (car, mortgage, insurance)&#8230; as a rule of thumb.</p>
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